• As little as 3% down -with 720 FICO
• Primary residence: purchase and rate/term re-finance
• 1-unit single family residence, warrantable condo, and PUD
• Eligible borrowers:
• Medical residents, new and established doctors
• Includes Dentists and Optometrists
• At least one borrower must hold a valid license
• Exclusion of student loan payments in calculation of debt when payments are deferred for more than 12 months