America’s Housing Shortage

Zonda’s Ali Wolf says federal efforts to make homes more affordable won’t work without local changes. Many Americans agree there’s a housing crisis—and it’s radically different from the last one. Instead of the values of homes dropping too fast, as they did during the foreclosure debacle starting in 2007, they’ve stayed stubbornly high—locking many would-be buyers out…

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Should you refinance your home?

Mortgage rates have dropped significantly in recent months, and that means one thing for those who bought a home in the last couple years: It might be time to refinance. Refinancing your mortgage means swapping your current interest rate for a new one. This is typically done if rates have fallen a good amount since…

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Why are mortgage rates rising?

You might expect that mortgage rates would be falling right now after the Federal Reserve cut interest rates by a half-point last month. Here are 4 ways the Federal Reserve’s big rate cut could change the housing market Instead, mortgage rates jumped higher. The latest data from Freddie Mac showed that the average 30-year mortgage rate had…

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Jacksonville stands out as Florida's largest city, boasting a diverse economy and an affordable cost of living. The city is known for its vast outdoor activities, including parks, beaches, and recreational areas. Jacksonville is also home to several professional sports teams, enhancing its vibrant sports culture. With a rich variety of neighborhoods, residents can find…

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