better to use a mortgage broker

Backed research says “yes” Consumers can save thousands of dollars by working with independent mortgage brokers instead of retail lenders, according to a new study. It found that consumers who work with independent mortgage brokers save an average of $10,662 over the life of their loan compared to those who use nonbank retail lenders. The…

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mortgage broker

Mortgage pros on the steps needed to continue gaining traction Amid early signs that the US mortgage market is poised for a recovery in 2025, a key question looking ahead will be whether brokers can prise business away from the banking and retail spaces. Competition for deals is sure to be fierce, with a potential…

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FHA 203h Disaster program

The Federal Housing Administration’s (FHA) 203h Disaster Program is a specialized loan program designed to help individuals rebuild or buy new homes following a major disaster. Administered by the U.S. Department of Housing and Urban Development (HUD), this program offers a lifeline to those whose homes have been destroyed or severely damaged due to natural…

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Credit Consultation

Understanding the Importance of a Credit Consultation Having good credit is essential for many of life’s significant financial decisions. From buying a home to securing a loan, a solid credit score can open many doors. But what if your credit score isn’t where it needs to be? This is where a credit consultation can be…

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Mortgage Pre-Approval

Mortgage pre-approval is an important step for anyone looking to purchase a home. It not only gives you a clear picture of what you can afford but also strengthens your position as a serious buyer in the eyes of sellers. In this article, we’ll dive into what mortgage pre-approval is, why it’s important, and how…

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