EMPLOYED BY FAMILY

The rules have changed over the years when a family member is employed by a family business. Knowing which product to choose to make the application flow without issues is key as all agencies do not have the same requirements. Here are the guides for each agency. On conventional loans this applies to borrowers employed…

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Home Report

Your home is a huge investment, and you should have a central place to review appreciation levels and local market activity and to ask questions about refinancing, savings and more. Click the link to enroll in the free monthly Home Report email. Let’s stay on top of your investment together. Each Home Report delivers: Home Stats:…

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North Star Mortgage Network Inc.

Choosing the right real estate agent is crucial for a smooth buying or selling experience. Determine your needs based on whether you're buying or selling, and seek recommendations from trusted sources. Research and interview multiple agents, checking their credentials and market knowledge. Evaluate their marketing and negotiation skills, communication style, and support network. Understand their…

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What is the Florida Bond Program?

The Florida Bond Program, officially known as the Florida Housing Bond Program, is a state-run initiative designed to help low- and moderate-income homebuyers with financial assistance for purchasing a home. Through this program, the Florida Housing Finance Corporation (FHFC) provides access to fixed-rate mortgages, down payment, and closing cost assistance for qualified buyers. Here’s a…

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North Star Mortgage Network Inc.

Many products listed are from partners that compensate for the content, but editorial integrity remains intact. Securing the best mortgage rates can save significant amounts on home purchases. In Florida, towns like Homosassa Springs, North Fort Myers, Avon Park, West Pensacola, and Brent offer budget-friendly housing options with low property taxes. Homeownership is prevalent in…

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TOP 10 LOAN DENIAL REASONS

LOW CREDIT SCORE – Before you pull credit, ask them what they believe their score is. If they say a low number, ask them why. They may give you the immediate answer right away. HIGH DTI – Not only ask about the tradelines on their credit. Make sure you add are there any recurring debts on the…

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