Negotiating with lenders and exploring local credit unions can help reduce mortgage rates. Understanding rate buydowns and refinancing options can make homeownership more affordable.

Florida rental market may be stabilizing after a period of rapid rent increases. A recent report suggests rents are leveling off or decreasing slightly in many cities.

Boost your credit score: Aim for a high credit score, and improve it by: – Being on the electoral register – Paying bills on time. Prepare your bank statements: Show steady income, on-time bill payments, and enough savings for a home purchase.