Homeowners can tap into their equity, potentially accessing tens to hundreds of thousands of dollars. A $40K home equity loan won’t drastically reduce equity, with the avg homeowner holding $290K.

Preparing your home for sale involves strategic planning and execution. Hiring a skilled Real Estate agent can significantly enhance the selling process. Creating a welcoming and clean environment is crucial for attracting buyers. High-quality photos, virtual tours, and staging can boost your home's appeal. Pricing your home competitively and being flexible with showings are key…

Florida's insurance market shows positive signs of stabilizing, partly due to recent legislative changes. Nine new insurers have entered the market, and 12 private companies filed for rate decreases.

Conventional Loans: Require strong credit, 15-20% down payment, and detailed financial information, suitable for various property types.FHA Loans: Offer lower down payments (3.5%) and lenient credit criteria but require living in one unit of a multi-family property.

North Star Mortgage offers an aggressive asset depletion program that can be combined with all other programs and income! An asset depletion mortgage is a type of home loan designed for borrowers who may not have a regular income but possess substantial financial assets. This mortgage allows borrowers to qualify for a loan based on…

Buyers have faced unprecedented challenges in the real estate market since the start of COVID-19. Record low interest rates and low housing supply during the pandemic pushed home prices to record highs, leaving many borrowers facing bidding wars. In the post-pandemic era, surging inflation caused would-be buyers to take another hit, as mortgage rates skyrocketed to their highest…

Mortgage rates are set to decline, and some areas could see bigger gains in home affordability than others. A new analysis shows the metro areas where affordability for the median earner will improve the most if rates drop to 6.3%. In Lakeland, the share of affordable listings would increase by 5.9%, if rates dropped to…

Single-Level Layout: Avoid stairs for better mobility. Accessible Kitchen: Features lower countertops and reachable storage.

Price reductions in U.S. housing are rising, but experts say deeper cuts are needed for balance. Early-Q3 saw a two-year high in price cuts, with 18.9% of listings reducing prices.