Determine your budget, using the 28% rule to keep mortgage payments manageable. Check your credit score, aiming for >620 to secure a first-time homebuyer loan.

Florida's new law requires a 1-yr warranty for all newly constructed homes starting Early-Q3 2025. The statute mandates that builders provide this warranty unless they already offer equivalent or better terms.

Experts predict a market correction in the Florida housing market, with potential price drops. Some housing experts foresee a market correction or crash due to current supply and demand trends.

You can buy a house without income by proving financial strength or paying in cash. A strong credit history, including a high credit score, can improve your chances.

Experts forecast a housing recovery in late 2024 to 2025, benefiting construction-related trades and wholesalers.Population growth, job increases, and cooling inflation are set to drive higher home sales in the U.S.

Investing in rental property can build wealth outside the stock market. Benefits include property appreciation and regular rental income.

The Fed considers inflation data to determine future interest rate cuts. Recent inflation slowdown may influence Fed's decision on rate cuts.

There are two main types of mortgages: conforming and non-conforming. Conforming loans follow guidelines set by Fannie Mae and Freddie Mac and come with lower interest rates and a more streamlined process.

Mortgage applications in the US ↑ 15.6% WoW in the first week of June. Refinance activity ↑ due to lower mortgage rates, especially for VA borrowers.