The Florida Bond Program, officially known as the Florida Housing Bond Program, is a state-run initiative designed to help low- and moderate-income homebuyers with financial assistance for purchasing a home. Through this program, the Florida Housing Finance Corporation (FHFC) provides access to fixed-rate mortgages, down payment, and closing cost assistance for qualified buyers. Here’s a…

Many products listed are from partners that compensate for the content, but editorial integrity remains intact. Securing the best mortgage rates can save significant amounts on home purchases. In Florida, towns like Homosassa Springs, North Fort Myers, Avon Park, West Pensacola, and Brent offer budget-friendly housing options with low property taxes. Homeownership is prevalent in…

LOW CREDIT SCORE – Before you pull credit, ask them what they believe their score is. If they say a low number, ask them why. They may give you the immediate answer right away. HIGH DTI – Not only ask about the tradelines on their credit. Make sure you add are there any recurring debts on the…

Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.

Forecasts predict 69,600 units of affordable housing delivered this year, peaking at 70,500 units in 2025. The affordable housing market benefited from accessible construction financing that stimulated multifamily development in recent years.

Fed Funds Rate Trends Forecast: – 2025 rate: drop to 4.0% – 2026 rate: to hold ~3.8% Economic Outlook for 2025: – GDP growth: taper from 1.8% to 2.5% by year-end – Rate cuts respond to slower economic growth

The Fed projects an additional 200 basis points of rate cuts by the end of 2025. By 2025, mortgage rates are expected to settle between 5.5% and 6%, aiding affordability.

Sanford is a historic town, combining waterfront living with minimal hurricane risks. The town’s median home price of $340,229 makes it an attractive option for families and retirees looking for a quieter lifestyle. Sanford's charming downtown area is filled with historic buildings, unique shops, and restaurants, offering a welcoming atmosphere. The town is known for…

Yes, it’s possible to get a mortgage without a credit score, though it may require a bit more documentation and a different approach. Here are some of the options: Manual Underwriting: Lenders may offer manual underwriting, where they assess your financial history and ability to repay by reviewing alternative documents, such as proof of on-time…