1. We collect nonpublic personal information about you from the following sources:
    • Information we receive from you on applications or other forms;
    • Information about your transactions with us, our affiliates, or others; and
    • Information we receive from a consumer reporting agency.
  2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
  3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
  4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
    • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
    • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
    • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
  5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.
  6. We collect your phone number through our contact information form, and with your consent we will send you text messages on a weekly basis if you’ve opted in. Reply STOP at any time to unsubscribe from text messages. We will never share your customer data with third parties for marketing or promotional purposes.

SMS Terms and Conditions

Phone numbers collected for SMS consent will not be shared with third parties or affiliates for marketing purposes under any circumstances.

By submitting your phone number for contact on nsmn.com, you grant North Star Mortgage Network Inc. the ability to send relevant text messages to the phone number provided. Texting messaging rates apply. The frequency of text messages will be weekly. Reply STOP at any time to unsubscribe from text messages.

  1. SMS For Consent Communication: The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
  2. Types of SMS Communications: If you have consented to receive text messages from North Star Mortgage Network Inc., you may receive text messages related to loan updates, etc.
  3. Message Frequency: 50 per week
  4. Potential Fees for SMS Messaging: Many carriers charge a fee for each message sent or received. This can vary depending on the carrier's pricing structure and whether the message is sent domestically or internationally. These text messages go only to our clients and/or to realtor partners.
  5. Opt-In Method: Customer will Opt-In for SMS messaging from North Star Mortgage Network Inc. through intakes forms on their website located at www.nsmn.com, this agreement for SMS will not be shared with third parties for marketing purposes. Reply STOP to opt-out.
  6. Opt-out: Customer will be able to opt out for SMS messaging from North Star Mortgage Network Inc. by replying STOP at any time to any received SMS message, once opted-out they will receive no further SMS communication. You may opt back in at any time by replying START.